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Estates and Trusts: Estate Planning; Living Trust; Avoiding Probate; Gifts; Preserving Your Estate; Controlling the Distribution; Paying Estate Taxes; Benefits of A-B Trusts; Gifting Strategies; Charitable Lead Trusts; Charitable Remainder Trusts; Wealth Replacement Trusts; Family Limited Partnerships; Property Ownership

Retirement: Planning Options; Future of Social Security; Social Security Income; Keogh Plans; SEP Plans; Fixed or Variable Annuity?; Equity Indexed Annuities; Retirement Plan Distributions; Traditional IRAS; 401(k) Plans; Managing Retirement Plans; Saving Now vs. Later; Roth IRA Benefits

Tax Planning: Tax-Deferred Income; Tax-Advantaged Investments; Finding Tax Deductions; Tax-Advantaged Alternatives; Tax-Efficient Strategies; Tax-Exempt Income; Mutual Fund Profits; Exchanging Insurance Policies

Investing: Diversification; Tracking Bonds; Bond Market; Series EE Bonds; Market Indicators; Mutual Funds vs. Stocks; Investing In Mutual Funds; Types of Mutual Funds; Load vs. No-Load Funds; Annuities; Variable Annuities; Investment Risks; Asset Classes; Asset Allocation; College Savings Plans; College Investment Options; Managed Investments; Dollar Cost Averaging; 529 Plans

Cash Management: Cash Management Basics; Doubling Your Money; Cash Management Tools; Money Market Funds; Managing Cash; Biweekly Mortgages; Reverse Mortgages; Smart Financing Ideas; College Financial Aid; Savings Alternatives; Effects of Inflation; Home Equity Loans

Risk Management: Term Life Insurance; Whole Life Insurance; Universal Life Insurance; Variable Life Insurance; Auto Insurance; Insurance Claims; Maximizing Insurance Benefits; Insuring Your Future; Protecting Your Home; Assessing Disability Insurance; Types of Health Care; Additional Liability Coverage; HMOs and PPOs; Evaluating Insurance Companies; Long-Term-Care Costs; Medicare Coverage; Long-Term-Care Needs

E-Seminars: Retirement; Estate Planning; Tax Strategies; Long Term Care; Financial Management

Securities offered through Registered Representatives of NFP Securities, Inc. (NFPSI), Member FINRA/SIPC.
Investment Advisory Services offered through Investment Advisor Representatives of NFPSI.
The Ganim Group, Inc. is a member of PartnersFinancial, an affiliate of NFPSI.
The Ganim Group, Inc. and NFPSI are not affiliated.

NFP Securities, Inc. does not provide tax or legal advice. Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax, and legal counsel.

This site is published for residents of the United States only. Registered Representatives and Investment Advisor Representatives of NFPSI may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the NFPSI Compliance Department at 512-697-6000.